Whilst ScottBeckett do not directly offer mortgage advice, we do have a financial consultant, Laura Coady, who is based at our office on Tuesdays and Thursdays but is also available for appointments on other days if required.
Laura works for Keystone IMC Ltd in Woodbridge, Keystone being a company offering independent mortgage advice.
Purchasing a property whether as a first time buyer, next time mover or property investor is a major financial decision. Unfortunately most people need a mortgage in order to facilitate the purchase and it is very important that you choose the right mortgage for your circumstances.
You’d be forgiven for thinking that it doesn’t really matter which mortgage you choose or indeed which lender you use but choosing the wrong mortgage can leave you considerably out of pocket in the long term and without professional advice, you may also encounter some unpleasant surprises further on down the line.
So, ask yourself … Why shouldn’t I go into a bank or building society for advice?
The answer is that whilst an individual bank/building society may have the best deal available you should always remember that they will not tell you what the other lenders are offering and whether you could save money by looking further afield.
A reputable independent mortgage advisor will access the majority* of the whole market and make a recommendation based on a much bigger pool of mortgage products.
Call Scott Beckett today to book an appointment with Laura and remember that this is a service open to all clients irrespective of which Estate Agent you may be buying or selling through.
* – Whilst the term independent mortgage advice suggests that an advisor will be able to access 100% of available mortgages this is not always the case. Some lenders will only deal direct through their branch network but likewise some lenders will only allow you to access their products exclusively through a broker.