at Scott Beckett Estate Agents
Scott Beckett do not directly offer mortgage advice but they have been working closely with Keystone IMC Ltd in Woodbridge for a number of years. Keystone IMC offer independent mortgage advice.
Purchasing a property whether as a first time buyer, next time mover or property investor is a major financial decision. Unfortunately most people need a mortgage in order to facilitate the purchase and it is very important that you choose the right mortgage for your circumstances.
You’d be forgiven for thinking that it doesn’t really matter which mortgage you choose or indeed which lender but I assure you that choosing the wrong mortgage can leave you considerably out of pocket in the long term and without professional advice, you may also encounter some unpleasant surprises further on down the line.
Why shouldn’t I go into a bank or building society for advice?
Whilst an individual bank/building society may have the best deal available you should always remember that they will not tell you what the other lenders are offering and whether you could save money by looking further afield. A reputable independent mortgage advisor will access the majority* of the whole market and make a recommendation based on a much bigger pool of mortgage products.
Keystone independent mortgage advisors can come to your home, meet in the Scott Beckett office or in our offices in Woodbridge. Whatever you decide make sure that you make the right choice when choosing your mortgage.
* – Whilst the term independent mortgage advice suggests that an advisor will be able to access 100% of available mortgages this is not always the case. Some lenders will only deal direct through their branch network but likewise some lenders will only allow you to access their products exclusively through a broker.
The above information was written by Jason Hegarty of Keystone IMC Ltd.
For further information or to book an appointment call Scott Beckett today on 01394 338000